Credit Card

Credit Card

For the first time in Afghanistan AIB has introduced MasterCard branded Titanium, Platinum and Classic credit cards. These are designed for worldwide use. The bank, giving the holder an option to borrow funds, issues cards. These credit cards charge interest and are primarily intended for use for short-term financing. Interest usually begins one month after a purchase of goods and services is made, and borrowing limits are pre-set by the bank according to the individual’s credit rating. Customers are required to repay the balance on their credit cards, in accordance with pre-set terms and conditions, in the same way as for any other type of borrowing.

How many types of credit cards available:
We have three types of credit cards with different features

  • Platinum Credit card
  • Titanium Credit card
  • Classic Credit Card

Our credit cards limits:

  • Platinum Credit card limit starts from $10,000 to $30,000
  • Titanium Credit card limit starts from $500 to $9,999
  • Classic Credit card limit starts from $300 to $3,000

Why I should apply for credit card
Considering following reasons you should apply for our credit cards

  • Safety: Our credit cards are password enabled in all types of transactions also it is secured with CHIP and one time password for online transactions
  • – Discounts: If you use our credit cards you can purchase products and services cheaper than the regular price of market.
    • You go for online shopping and purchase the products with good quality and cheap price
    • Book your hotel with your credit cards with better price
    • Book your air ticket with comparative price
  • Cash Back program: Apply for platinum credit card and receive 0.5% cash back on all your retail transactions
  • Apply for any of credit card and use Marhaba Lounge Dubai free of cost
  • Apply for Platinum Credit card and receive priority pass which will enable you to use 180 countries Airport VIP lounges

How many types of transactions allowed
Following transactions are allowed in our credit cards

  • Cash transactions through ATM machines, it will enable you to withdraw cash worldwide from the ATMs where it accept MasterCard
  • Cash Advance through POS: it will enable you to withdraw cash through banks using Cash Advance POS Machines
  • POS Transactions: it will enable you to pay your bills through POS machines it can be supermarkets, airlines, hotels and etc
  • Online Transactions: You are able to perform following online transactions
    • Purchase of product and services
    • Reservations of Air ticket
    • Reservations of hotels
    • Booking of Air tickets
    • Booking of hotels
    • Payments of different bills ( Universities, Examination fees, Visa Fees and etc)
  • Cash deposit Through CDM Machines (Cash deposit machine)

Any other benefit:

  • No monthly fee
  • No maintenance fee
  • No statement fee
  • No APR on retail transactions
  • • No SMS service fee ( For Platinum and Titanium)
  • Free Email notification

How you can get the card
We have two type of issuance

Secure Credit card issuance:
You can get your secure credit card at any time you request, you should have an USD account with us and apply for the limit you want, and bank will process with the cash collateral and will issue your desire credit card

Unsecure credit card issuance:
For the limit of $300 to $500 you should have one year banking background
For the limit of $500 to $2,500 you should have three years banking background with AIB and provide us your source of income and employment contract.

If you are requesting above the mentioned limit your case will study in special condition.

FAQs

How can I get the card?
Open an USD account with us and apply for credit card right a way

Do you have any special offer for credit cards?
Yes you can use our special offers with the credit card for more information do visit below link

Click Here

How to Apply for a Credit Card?

  • To obtain your credit card you should maintain an active account holder of the bank
  • We require a valid NID (Tazkira) or Passport
  • A passport size photo is required for the credit card application
  • You should read and agree to our Schedule of Charges
  • You should read and agree to our General Terms and Conditions

Find the card that's right for you

If you have seen an AIB Debit or Credit card offer in market and want to know more, you've come to the right place.
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