Automated Teller Machine (ATM)

Automated Teller Machine (ATM)

The AIB automated teller machine (ATM) is a computerized telecommunications device that provides the clients of a financial institution with access to financial transactions in a public space without the need for a cashier, human clerk or bank teller.

The customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip, that contains a unique card number and some security information such as an expiration date or CVC (CVV). Authentication is provided by the customer entering a personal identification number (PIN).

Using an AIB ATM, customers can access their bank accounts in order to make cash withdrawals, PIN change and check their account balances. If the currency being withdrawn from the ATM is different from that which the bank account is denominated in (e.g.: Withdrawing Afghani (Afghanistan Local Currency) from a bank account containing US Dollars), the money will be converted at a wholesale exchange rate. Thus, ATMs often provide the best Point of Salesible exchange rate for foreign travelers/customers and are heavily used for this purPoint of Salee as well.

The ATM with 24 hour services can be utilized by specified brand of debit and credit cards in order to provide cash withdrawal in double currencies.

The following cards can be used through AIB ATMs:

  • Visa
  • Master Card
  • Cirrus
  • American Express
  • Diner’s Club (not from day one)
  • Japanese Credit Bureau (JCB)
  • Maestro
  • China Union Pay (CUP)
  • Visa Electron
  • CSC Network
  • GCCNET
  • MasterCard Electronic

All AIB ATMs can provide USD, AFS or EUR

How ATM's Works Youtube Link

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